Do you struggle managing your money? Most of us do.
Our generation has been taught most of our financial lessons through advertising and well-intentioned friends who themselves are financially unstable. We're constantly told that we need to use a credit card to increase our credit score and to get the airline miles, and that we should spend simply because we "deserve it."
And what do we have to show for it? Mountains of debt, no significant savings, and homes filled with an enormous amount of stress and conflict over money.
There's a better way.
Successfully managing your money doesn't require some fancy budgeting app, "working" the various credit card offers, a higher income, or a different spouse. All you need is a pad of paper, a calculator, and a commitment to doing life differently.
The Master Your Budget Course will show you exactly how to create and live on a monthly cash flow plan. It's a plan that will guide you to creating a foundation where your hard-earned income can finally help you achieve your financial goals. It's a plan where your money no longer controls you. Now YOU are in control of how your money is spent.
You will learn how to get out of debt once and for all, establish a healthy emergency fund, build a robust savings for future purchases and expenses, and, most importantly, experience financial peace in your home.
At the end of the course, you will have a working cash flow plan that you can start living on in August.
This easy-to-follow, 4-week course costs $129. You get 12 videos that will walk through everything you need to create and live on a monthly cash flow plan plus 4 group coaching calls and access to a private Facebook group where you will receive personal attention to address your unique financial situation.
One family reports that living on this plan helped them better control their spending. In fact, after one month they spent $200 less than they did the previous month, just by having a plan for where their money was going. They actually got their $129 investment back in just over two weeks!
The course is organized into four modules that will be released weekly starting May 1. Each module includes 2-4 videos that will walk you through every element involved in setting financial goals, building a monthly cash flow plan, and actually living according to that plan. The end result? You'll have a working monthly cash flow plan plus all the tools you need to actually live on that plan staring in June!
MODULE 1: GETTING STARTED
The importance of commitment, understand the basics of the monthly cash flow plan, and how to set up your bank accounts to best accommodate for your upcoming financial changes.
MODULE 2: SETTING A SOLID FINANCIAL FOUNDATION
How to create a healthy financial plan, establish your financial goals, set spending priorities, and create a plan to get out of debt.
MODULE 3: BUILDING YOUR BUDGET
How to determine your monthly income, handle fluctuating and irregular income, establish your fixed and variable monthly expenses, and how to establish personal money so you can be finished with money fights once and for all.
MODULE 4: PUTTING IT INTO PRACTICE
How to compile your first cash flow plan and actually live according to that plan.
These live online coaching sessions will give you the opportunity to ask questions, share budgeting resources, and give you practical tips to make living on your monthly cash flow plan successful from the very beginning!
I will host 4 calls during May covering each week's module. Each call will be recorded and available to all Master Your Budget participants to watch at your convenience.
Each lesson comes with a worksheet that will show you exactly how to do the skills covered in the video. You will also have access to our master cash flow planning spreadsheet that works in Google Drive or Microsoft Excel for those who prefer an electronic budgeting option.
If you ever find yourself stuck trying to build your monthly cash flow plan, you don’t have to wait for the next coaching call. Jump into the exclusive members-only Facebook group, ask your questions, and get input from me and other Master Your Budget participants.REGISTER NOW!
The Master Your Budget is the perfect companion to what you learn in Financial Peace University, in Dave's books, and on his radio show. I take the one FPU lesson on the monthly cash flow plan and expand on it, walking you through the entire process, start to finish, so you don't have to figure it out on your own.
Think of me as your personal budgeting coach. My family has been living on a 100% Dave Ramsey monthly cash flow plan for over 11 years. We live this stuff every single month and know that it works. I know the problems you're going to run into as you create your family's plan and I show you the solution before you even encounter it. The videos will hold your hand as you complete the budget creation process and then you can ask me all of your personal questions during our live coaching calls.
The course begins May 1 and officially ends May 30.
All of the videos are recorded and can be watched when it works with your schedule. Each module contains 2-4 short videos and will be released on Monday evenings through May. The live coaching calls are scheduled on Tuesday evenings. Each call will be recorded so you can refererence it later if you can't attend.
Ideally, you'll want to follow the schedule so you can fully participate in the coaching calls and Facebook Group discussions, but this is not necessary. The videos and recorded coaching calls are absolutely sufficient to create and live on a monthly cash flow plan, whenever you are able to do the work.
With your registration, you get lifetime access to all the course material (or as long as the course is available). You can even shadow future runs of the course if you need a refresher or a do-over.
And you'll be a part of a growing community of alumni who are engaged, supportive, and ready to help at any time!
You should set aside 3-4 hours per week to watch the video modules, complete the coursework, attend the live coaching calls, and engage with the community. Some of the elements, like completing portions of the coursework, can be completed by the person in the family who likes numbers and spreadsheets.
Once you have your cash flow plan in place and your numbers are accurate, you will spend 10-20 minutes PER MONTH working on your budget. The time you put in at the beginning pays out in dividends for years and years.
My primary goal with this course is to offer you enough support to create and start living on a monthly cash flow plan. You will learn 95% of what you need to accomplish this through the course videos, coursework, and resources. The other 5% will be addressed in our live coaching calls and interaction in the private Facebook group. I am actively involved in the Facebook group for the first two months, then as needed forever and ever, amen.
The awesome results that will come from this course are dependent on all the people in your home changing the way money is handled and agreeing to 100% live on a monthly cash flow plan. If your partner is willing to follow the plan, but just doesn't want anything to do with creating it, it will probably work as long as he or she is honestly committing to following it.
If your partner is going to keep doing life the same way even after you put in all the hard work to create a monthly cash flow plan, his or her actions are going to feel like sabotage.
My primary motivation for creating this course is for families to experience peace. I don't want you to spend $129 on something that is not going to be useful or create one more reason for there to be conflict in your home.
Online courses are probably the most convenient way to learn because you can do everything from home -- no scheduling conflicts, childcare issues, or worrying about what to wear!
The videos, coursework, and resources live on a password protected website that you can access anytime. The live coaching calls and community support happen in our private Facebook group to ensure you get timely hands-on support, guidance, and encouragement when you get confused or stuck.